BMW 1 Series Car Finance

 Looking to cruise the British landscape in one of BMW’s most iconic cars?

Two smartphones displaying the Marsh car marketplace app, featuring a comprehensive listing of vehicles available for purchase, with sorting and filtering options for an optimised user experience.

Explore BMW 1 Series Options🔍

Thinking about a brand new BMW 1 Series? We've got all the latest models right here for you to check out! Is a BMW looking like your perfect ride? If so, getting started is easy! Apply for BMW 1 Series car finance.

Hatchback


  • Six-speed manual
  • Eight-speed Steptronic automatic transmission
  • Sporty handling
  • iDrive Infotainment
  • 0-60 under seven seconds

SE



  • Eco Pro feature maximises fuel efficiency
  • iDrive infotainment system
  • Specialist alloy wheel designs
  • Front and rear parking sensors

128ti


  • 0-60 in under six seconds
  • 265 bhp
  • M Sport brakes
  • Specially tuned M Sport transmission
  • Distinctive “ti” badges & coloured accents

Find The BMW 1 Series For You

0
BMW 1 Series currently on our exclusive car marketplace.

Explore our exclusive car marketplace and browse over 1500 BMW 1 Series. Filter your search to find the perfect 1 Series.

Five BMW 1 Series vehicles listed on the Marsh Finance marketplace depicted on five phones side by side.
Affordable Car Finance

Your BMW 1 Series Car Finance Options🚘

Features
Hire Purchase
Personal Contract Purchase
Car Ownership At The End Of Your Agreement
Yes
Optional
Fixed Monthly Payments
Yes
Yes
Final Balloon Payment
No
Yes
Avoid Excess Mileage Charge
Yes
No
Secured Against An Asset (e.g. a car)
Yes
Yes
Support With Vehicle Issues
Yes
Yes
Requires Initial Deposit
Optional
Optional

Get Your Budget👇

Work out what you can afford with our car finance calculator!
£2,000 24 months
Credit Score

How Your Finance May Look

Monthly Repayments: -
Best Available Rate: -
Total Cost of Credit: -
Total Repayments: -
Get My Quote →

 

Don't forget! This is for illustrative purposes only and is not an offer of finance.
 

Finance Your New 1 Series🚀

Set the wheels in motion to your new 1 Series. Apply using our simple form and receive a decision the same day.

Frequently Asked Questions

How do I make an application?

Making a car finance application with us is quick and easy!

 

Our online application form takes just 30 seconds to complete, and you can find out if you're pre-approved on the same day without impacting your credit score!

If you'd like help from a member of our friendly team, email us at direct@marshfinance.co.uk or call us on 01706 648882; we look forward to hearing from you and helping you get behind the wheel.

How long does it take to get approved?

Applying for car finance with Marsh Finance is quick and easy! We aim to complete the process on the same day that you apply.

 

Here's a breakdown of the timeline:

 

  • Application review: We use automated systems to check your eligibility within minutes of applying.
  • Further information: We may need some additional info to finalise your agreement.
  • Validation call: Once approved, we'll give you a quick call to confirm some details.
  • Funds to your dealer: After the call, it typically takes about 2 hours to send the funds to your dealer.

Are you ready to apply? Get started with your new car today!

How does my credit score affect my options?

As with many lenders, your score will affect how much your monthly repayments will be. If your score is lower, it might mean your payments are larger. There are many things you can do if your score is low and you want to improve it—our top tips would be:

 

1) Make sure you’re on the electoral roll; it’s much easier to get credit if you’re registered.

2) Keep up to date with your bills; it’ll show lenders you can keep up to date with payments.

3) Fix any mistakes on your report; by checking it regularly, you can make sure it's up to date with no mistakes.

 

If any doubt, contact a credit referencing company to discuss your specific case.

 
What forms of ID can I use?

To apply for car finance, you'll need your driving licence and a recent pay slip. Not a UK national? We also accept European driving licences and identity cards.

We cannot accept bank statements as proof of identity.

 
Will you finance my new 1 Series?

Got your eyes on a new BMW 1 Series?

 

Apply for car finance on your BMW 1 Series using our 30-second application form and receive a decision the same day.

 

Take the next step to your new BMW today!

Getting your 1 Series with Marsh Finance: Step-by-step

Here's what you can expect when you apply for financing with Marsh Finance for your dream BMW 1 Series:

 

  1. Quick Application: Apply online in minutes, and we'll review your information.

  2. Fast Decision: You'll get a quick answer on your financing eligibility.

  3. E-Sign Your Agreement: If approved, you'll electronically sign the contract and provide us with some documents (driving license, payslip).

  4. Funds to Dealer: Once everything checks out, we'll send the money to your dealer within 2 hours (subject to a confirmation call).

  5. Pick Up Your BMW!: Once the dealer receives the funds, you can drive away in your new car!

 
Can I change my monthly costs?

Looking to adjust your monthly car payment? Here are your options:

 

  • Make a lump sum payment: This can lower your monthly payment or shorten your loan term.
  • Refinance your loan: Consider refinancing if you want to upgrade or downgrade your car and potentially get a better interest rate.
Can I end my agreement early?

Thinking about getting out of your car finance early? There are two options for you:

 

  • Pay off the remaining balance: This settles your current loan completely. Once paid, the car is yours free and clear.
  • Trade in your car and upgrade: If you're interested in a new car, we can help! Contact us to discuss refinancing your loan. If your current car has value (equity), we can use that towards the down payment on your new one. This can be a great way to get into a new car without a big upfront cost.

 

Do I need a deposit?

Looking to buy a new car but worried about a down payment?

 

For traditional car finance plans like PCP (Personal Contract Purchase) and HP (Hire Purchase), putting some money down upfront (deposit) will lower your monthly payments. Imagine it like this: the bigger the chunk you pay at the beginning, the less you borrow, and the smaller your monthly repayments will be.

 

But don't worry if saving for a deposit is difficult! We also have no deposit car finance available. This lets you drive away in a new car even if you can't put any money down at the start. Head over to our dedicated page and apply for no-deposit car finance.

 

 

Can I get my BMW 1 Series with you?

You can! Our exclusive car marketplace, has over 1,500 BMW 1 Series vehicles.

 

Once you've found the perfect car, you can apply for car finance via our 30-second online application and receive a decision on the same day!

What does pre-approved mean?

Pre-approval is an important part of the car finance process. It shows that you could be someone eligible for finance, but more needs to be done to get your dream car. At the point of pre-approval, a soft credit check takes place. This doesn't affect your credit score, but going through with finance will mean a hard credit check. Pre-approval isn't a guarantee of a loan, but it's a really important start. If you are looking to get pre-approved for finance, we can help. 

How much is a BMW 1 Series?

For a brand new BMW 1 Series, you could be spending anywhere from £27,600 to £47,000.

For a used BMW 1 Series, you could spend anywhere from £9,000 to £43,000. 

Don't let these prices put you off. You can choose to finance and pay only a fraction of the total price per month, whilst using the car! To see if you are eligible for BMW 1 Series finance, click here. 

New Car Feeling...

Light Up Your Car Finance Journey🚀

Applying for car finance shouldn't be a hassle. Apply online in just 30 seconds and find out if you're pre-approved without impacting your credit score!