Volkswagen Golf Car Finance

Features

Hire Purchase

Personal Contract Purchase

Car Ownership At The End Of Your Agreement

Optional

Fixed Monthly Payments

Final Balloon Payment

Avoid Excess Mileage Charge

Secured Against An Asset (e.g. a car)

Support With Vehicle Issues

Requires Initial Deposit

Optional

Amount to Finance: £2,000 Term: 24 months

Credit Score

Excellent

Good

Average

Poor

Very Poor

How Your Finance May Look

Monthly Repayments: -

Best Available Rate: -

Total Cost of Credit: -

Total Repayments: -

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Frequently Asked Questions

Have a question? We are here to help

How do I make an application?

Making a car finance application with us is quick and easy!

Our online application form takes just 30 seconds to complete, and you can find out if you're pre-approved on the same day without impacting your credit score!

If you'd like help from a member of our friendly team, email us at direct@marshfinance.co.uk or call us on 01706 648882; we look forward to hearing from you and helping you get behind the wheel.

How long does it take to get approved?

Applying for car finance with Marsh Finance is quick and easy! We aim to complete the process on the same day that you apply.

Here's a breakdown of the timeline:

Application review: We use automated systems to check your eligibility within minutes of applying.
Further information: We may need some additional info to finalise your agreement.
Validation call: Once approved, we'll give you a quick call to confirm some details.
Funds to your dealer: After the call, it typically takes about 2 hours to send the money to your dealer.

Are you ready to apply? Get started here to get started.

How does my credit score affect my options?

As with many lenders, your score will affect how much your monthly repayments will be. If your score is lower, it might mean your payments are larger. There are many things you can do if your score is low and you want to improve it—our top tips would be:

1) Make sure you’re on the electoral roll; it’s much easier to get credit if you’re registered.

2) Keep up to date with your bills, it’ll show lenders you can keep up to date with payments.

3) Fix any mistakes on your report; by checking it regularly, you can make sure it's up to date with no mistakes.

If any doubt, contact a credit referencing company to discuss your specific case.

What forms of ID can I use?

To apply for car finance, you'll need your driving licence and a recent pay slip. Not a UK national? We also accept European driving licences and identity cards.

We cannot accept bank statements as proof of identity.

Will you finance my new Golf?

Got your eyes on a new Volkswagen Golf?

Apply for car finance using our 30-second application form and find out if you're pre-approved, without impacting your credit score.

Secure your Volkswagen Golf car finance today!

Getting your Volkswagen Golf with Marsh Finance: step-by-step

Here's what you can expect when you apply for car finance with Marsh Finance for your dream Volkswagen Golf:

Quick Application: Apply online in minutes, and we'll review your information.
Fast Decision: You'll get a quick answer on your financing eligibility.
E-Sign Your Agreement: If approved, you'll electronically sign the contract and provide us with some documents (driving license, payslip).
Funds to Dealer: Once everything checks out, we'll send the money to your dealer within 2 hours (subject to a confirmation call).
Pick Up Your Volkswagen Golf!: Once the dealer receives the money, you can drive away in your new car!

Can I change my monthly costs?

Looking to adjust your monthly car payment? Here are your options:

Make a lump sum payment: This can lower your monthly payment or shorten your loan term.
Refinance your loan: Consider refinancing if you want to upgrade or downgrade your car and potentially get a better interest rate.

Can I settle my agreement early?

Thinking about getting out of your car finance early? There are two options for you:

Pay off the remaining balance: This settles your current loan completely. Once paid, the car is yours free and clear.
Trade in your car and upgrade: If you're interested in a new car, we can help! Contact us to discuss refinancing your loan. If your current car has value (equity), we can use that towards the down payment on your new one. This can be a great way to get into a new car without a big upfront cost.

Do I need a deposit?

Looking to buy a new car but worried about a down payment?

For traditional car finance plans like PCP (Personal Contract Purchase) and HP (Hire Purchase), putting some money down upfront (deposit) will lower your monthly payments. Imagine it like this: the bigger the chunk you pay at the beginning, the less you borrow, and the smaller your monthly repayments will be.

But don't worry if saving for a deposit is difficult! We also have no deposit car finance available. This lets you drive away in a new car even if you can't put any money down at the start. Head over to our dedicated page and apply for no-deposit car finance.

What does pre-approved mean?

Pre-approval is an important part of the car finance process. It shows that you could be someone eligible for finance, but more needs to be done to get your dream car. At the point of pre-approval, a soft credit check takes place. This doesn't affect your credit score, but going through with finance will mean a hard credit check. Pre-approval isn't a guarantee of a loan, but it's a really important start. If you are looking to get pre-approved for finance, we can help.

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