Car Finance Calculator

Absolutely! Our car finance calculator is designed to be flexible. You can easily adjust the loan amount and loan term to explore different scenarios. Feel free to play around and find the perfect combination that suits your needs. It’s all about putting you in control of your car finance journey.

When applying for car finance, you’ll typically need to provide some key information. This may include details such as your personal identification, employment and income information, proof of address, and the car you want to finance.

Don’t worry; our friendly team will guide you through the application process and tell you exactly what information is required.

We’re here to make it as easy as possible for you to get behind the wheel of your dream car!

Using our car finance calculator won’t impact your credit score. It’s just a handy tool to help you plan and make informed decisions.

With just a few taps, enter your loan amount, credit score, and loan term, and witness the magic unfold. Our calculator works behind the scenes, crunching the numbers instantly to deliver your quote.

Our car finance calculator provides instant results. Simply input your loan amount, credit score, and loan term to find out how much you can borrow.

If you’re satisfied with the quote, continue your application, receive a same-day decision, and hit the road in no time.

Check out our article on how to improve your chances of getting approved. This article will provide hints and tips on improving your chances of being accepted for car finance.

The interest rate is the basic borrowing cost, while the Annual Percentage Rate (APR) includes additional fees and charges. Think of the interest rate as the core expense and the APR as the total cost of borrowing.

We’re here to guide you through the financial jargon and help you make sense of it all. Feel free to reach out if you have any more questions – we’ve got you covered!

When it comes to choosing the type of car loan, Marsh Finance offers two options: hire purchase (HP) and personal contract purchase (PCP).

HP (Hire Purchase) is the more traditional form of finance in which you make an initial deposit followed by monthly repayments that, when completed, make the car yours.

Make all necessary repayments and ownership of the car transfers over to you. Check out our Hire Purchase page.

PCP (Personal Contract Purchase) is the right option for those looking to save money over time and put it towards the eventual balloon payment. You can learn more about PCP finance via our PCP page.

Of course you can! Click either ‘poor’ or ‘very poor’ on the credit score option of the calculator and receive an estimate of your repayments and the total cost of credit. 

The amount you should pay for a car each month depends on your personal situation, affordability, the car you want to buy, and how long your loan term will be.

Consider how much you can comfortably afford to spend on your car payment and ensure you have enough spare cash left to cover extra costs like insurance, tax, fuel, and maintenance.

If car ownership is important to you or you’d like a newer car model, then you might want to pay more each month for a hire purchase agreement.

But if low monthly payments are your priority, opting for PCP car finance or an older used car could be better.

For car finance you can trust and customer service built over 50 years of dedicated practice, choose Marsh Finance. Since our inception in 1973, we have championed customer empowerment so that you can sit back and relax and let us take care of your car finance journey.

With award-winning staff members, our processes are efficient and aligned to today’s digital age, with our free-to-use car finance calculator that provides a look into a potential car finance agreement and our simple application form that will see you receive a decision the same day.

Apply today and find out if you're pre-approved with no impact on your credit score.

Finding the car for you can be a challenge. When it comes to assessing your affordability, consider your monthly income and any outgoings you are already committed to.

The spare money you are left with can then be used for a car purchase. When budgeting for a car, consider additional payments such as road tax, maintenance fees and fuel costs, as these can stack up.

If you already have an idea of your budgetary limits, take the next step and work out what your financial agreement may look like using our car finance calculator.  Input your desired loan amount, the length of the term and your credit score and uncover how finance may look for you.

Once you have a financial plan in place, visit our exclusive car marketplace, enter your budget and browse thousands of cars with over 20 filters to pinpoint the search to exactly what you need.

Once you have found your car, apply quickly and easily via the apply button below the car listing.   

The ideal APR for car finance is one that’s affordable and tailored to your situation. Marsh Finance has a range of APRs, and the one that you’re offered will depend on the amount you want to borrow, your financial history and the type of car loan you need.

Marsh Finance provides loans of up to £30,000. Interested in a car in this range? Visit our exclusive car marketplace to pinpoint your new ride, and apply for finance all in one place. 

Pre-approval is an important part of the car finance process. It shows that you could be someone eligible for finance, but more needs to be done to get your dream car. At the point of pre-approval, a soft credit check takes place. This doesn't affect your credit score, but going through with finance will mean a hard credit check. Pre-approval isn't a guarantee of a loan, but it's a really important start. If you are looking to get pre-approved for finance, we can help.